Maturity value of recurring deposits from ₹500 to ₹25,000 a month, at 6.7% a year (the Post Office 5-year RD rate for October to December 2026), compounded quarterly. Choose an amount for other rates and tenures.
RD maturity at 6.7% a year
| Monthly deposit | After 1 year | After 3 years | After 5 years |
|---|---|---|---|
| ₹500 a month | ₹6,221 | ₹19,975 | ₹35,683 |
| ₹1,000 a month | ₹12,442 | ₹39,949 | ₹71,366 |
| ₹2,000 a month | ₹24,884 | ₹79,898 | ₹1,42,732 |
| ₹3,000 a month | ₹37,326 | ₹1,19,848 | ₹2,14,097 |
| ₹5,000 a month | ₹62,210 | ₹1,99,746 | ₹3,56,829 |
| ₹10,000 a month | ₹1,24,420 | ₹3,99,492 | ₹7,13,658 |
| ₹15,000 a month | ₹1,86,630 | ₹5,99,238 | ₹10,70,487 |
| ₹20,000 a month | ₹2,48,841 | ₹7,98,984 | ₹14,27,317 |
| ₹25,000 a month | ₹3,11,051 | ₹9,98,730 | ₹17,84,146 |
How these figures are worked out
Each monthly instalment earns interest compounded quarterly from the month it is paid until maturity, the method banks and India Post use. Actual maturity can differ by a few rupees because of rounding.
For a figure that is not in the table, or to change the assumptions, use the RD calculator.
Quarterly compounding. Post Office 5-year RD at 6.7% for October to December 2026; bank RD rates vary. RD interest is taxable at your slab rate. An estimate.