How much could a regular monthly investment grow to? This investment calculator, also used as a SIP calculator (systematic investment plan), estimates the future value of monthly investments with an optional lump sum and a yearly step-up, and shows how much is your money and how much is returns.
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How the SIP return is calculated
Each month your investment is added and the whole balance grows at the expected yearly return ÷ 12, the method most SIP calculators use. The step-up raises your monthly amount once a year, which is how many people increase investing as their income grows.
Frequently asked questions
What is a SIP?
A systematic investment plan means investing a fixed amount every month, often into mutual funds or index funds. It spreads your purchases over time and builds a steady investing habit.
What return should I enter?
Use a realistic long-term average, not a recent best year. Returns vary and can be negative in some years, so try a cautious and an optimistic figure to see a range.
Estimates only, not investment advice. Investments can fall as well as rise. Related: Compound interest calculator · Savings goal calculator
SIP Returns Table: ₹500 to ₹1 Lakh a Month
₹500 a month · ₹1,000 a month · ₹1,500 a month · ₹2,500 a month · ₹3,000 a month · ₹4,000 a month · ₹7,500 a month · ₹10,000 a month · ₹15,000 a month · ₹25,000 a month · ₹30,000 a month · ₹1,00,000 a month · See the full table