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Stamp Duty Calculator 2026: England & Northern Ireland

Work out how much Stamp Duty Land Tax (SDLT) you will pay on a home in England or Northern Ireland. Enter the price and your situation, whether you are moving home, buying your first home or buying an additional property, and this calculator shows the tax due in each price band.

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Stamp Duty rates

Part of the priceMoving homeAdditional property
Up to £125,0000%5%
£125,001 to £250,0002%7%
£250,001 to £925,0005%10%
£925,001 to £1.5 million10%15%
Over £1.5 million12%17%

These rates apply from 1 April 2025. Non-UK residents pay an extra 2% on every band.

First-time buyer relief

First-time buyers pay no Stamp Duty on the first £300,000 and 5% on the part from £300,001 to £500,000. If the price is over £500,000, the relief does not apply and the normal rates are used. For example, a first-time buyer pays nothing on a £295,000 home and £7,500 on a £450,000 home.

Frequently asked questions

How much is Stamp Duty on a £295,000 house?

If you are moving home, Stamp Duty on £295,000 is £4,750: nothing on the first £125,000, 2% on the next £125,000 (£2,500) and 5% on the last £45,000 (£2,250). A first-time buyer pays nothing, and an additional property costs £19,500.

Who counts as a first-time buyer?

You, and anyone you are buying with, must never have owned a home anywhere in the world, and you must plan to live in the property as your main home.

Do I pay Stamp Duty in Scotland or Wales?

No. Scotland has Land and Buildings Transaction Tax (LBTT) and Wales has Land Transaction Tax (LTT), each with their own rates. This calculator is for England and Northern Ireland only.

Residential rates from GOV.UK. Stamp Duty is usually due within 14 days of completion. An estimate only, not tax advice. Related: Mortgage calculator · UK take-home pay calculator

Stamp Duty by House Price: England & NI Table 2026

£150,000 · £200,000 · £250,000 · £325,000 · £375,000 · £450,000 · £500,000 · £650,000 · £750,000 · £900,000 · £1,000,000 · £2,000,000 · See the full table

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