Depositing ₹50,000 a year (₹4,167 a month) in PPF for 15 years at the current 7.1% rate builds a tax-free maturity of about ₹13,56,070. You deposit ₹7,50,000 in total and earn ₹6,06,070 of interest.
PPF maturity on ₹50,000 a year after 15 years (7.1%)
₹13,56,070
- You deposit
- ₹7,50,000
- Interest earned
- ₹6,06,070
- After 25 years
- ₹34,36,005
PPF on ₹50,000 a year with extensions
| Years | Deposited | Interest | Maturity |
|---|---|---|---|
| 15 years | ₹7,50,000 | ₹6,06,070 | ₹13,56,070 |
| 20 years | ₹10,00,000 | ₹12,19,429 | ₹22,19,429 |
| 25 years | ₹12,50,000 | ₹21,86,005 | ₹34,36,005 |
| 30 years | ₹15,00,000 | ₹36,50,304 | ₹51,50,304 |
| 35 years | ₹17,50,000 | ₹58,15,952 | ₹75,65,952 |
If the PPF rate changes
| Rate | Maturity after 15 years | Interest |
|---|---|---|
| 6.5% | ₹12,87,701 | ₹5,37,701 |
| 7.1% | ₹13,56,070 | ₹6,06,070 |
| 7.5% | ₹14,03,862 | ₹6,53,862 |
| 8% | ₹14,66,214 | ₹7,16,214 |
Year-by-year PPF balance
| Deposited so far | Interest so far | Balance | |
|---|---|---|---|
| Year 1 | ₹50,000 | ₹3,550 | ₹53,550 |
| Year 2 | ₹1,00,000 | ₹10,902 | ₹1,10,902 |
| Year 3 | ₹1,50,000 | ₹22,326 | ₹1,72,326 |
| Year 4 | ₹2,00,000 | ₹38,111 | ₹2,38,111 |
| Year 5 | ₹2,50,000 | ₹58,567 | ₹3,08,567 |
| Year 6 | ₹3,00,000 | ₹84,025 | ₹3,84,025 |
| Year 7 | ₹3,50,000 | ₹1,14,841 | ₹4,64,841 |
| Year 8 | ₹4,00,000 | ₹1,51,395 | ₹5,51,395 |
| Year 9 | ₹4,50,000 | ₹1,94,094 | ₹6,44,094 |
| Year 10 | ₹5,00,000 | ₹2,43,375 | ₹7,43,375 |
| Year 11 | ₹5,50,000 | ₹2,99,704 | ₹8,49,704 |
| Year 12 | ₹6,00,000 | ₹3,63,583 | ₹9,63,583 |
| Year 13 | ₹6,50,000 | ₹4,35,548 | ₹10,85,548 |
| Year 14 | ₹7,00,000 | ₹5,16,172 | ₹12,16,172 |
| Year 15 | ₹7,50,000 | ₹6,06,070 | ₹13,56,070 |
Compare nearby amounts
| Yearly deposit | After 15 years | After 25 years |
|---|---|---|
| ₹12,000 a year | ₹3,25,457 | ₹8,24,641 |
| ₹24,000 a year | ₹6,50,913 | ₹16,49,282 |
| ₹36,000 a year | ₹9,76,370 | ₹24,73,924 |
| ₹50,000 a year | ₹13,56,070 | ₹34,36,005 |
| ₹60,000 a year | ₹16,27,284 | ₹41,23,206 |
| ₹75,000 a year | ₹20,34,105 | ₹51,54,007 |
| ₹1 lakh a year | ₹27,12,139 | ₹68,72,010 |
Change the numbers
Frequently asked questions
What is the PPF maturity on ₹50,000 a year after 15 years?
About ₹13,56,070 at 7.1%, from deposits of ₹7,50,000. The whole amount is tax-free.
How much will ₹50,000 a year in PPF be worth after 25 years?
About ₹34,36,005 if you extend twice and keep depositing ₹50,000 a year at 7.1%.
Is PPF interest tax-free?
Yes. PPF is in the exempt-exempt-exempt category: interest and maturity are tax-free, and under the old regime deposits up to ₹1.5 lakh also count for Section 80C. The new regime gives no 80C deduction, but the interest stays tax-free.
PPF rate 7.1% for October to December 2026; the government reviews it every quarter. PPF interest and maturity are tax-free. An estimate. Related: All PPF amounts · PPF calculator · SIP returns · Sukanya Samriddhi calculator