Tax-free PPF maturity for yearly deposits from ₹12,000 (₹1,000 a month) to the ₹1.5 lakh maximum, at the current rate of 7.1% a year, which the government kept for October to December 2026. Choose an amount for extensions, other rates and the year-by-year balance.
PPF maturity at 7.1% a year
| Yearly deposit | After 15 years | After 20 years | After 25 years |
|---|---|---|---|
| ₹12,000 a year | ₹3,25,457 | ₹5,32,663 | ₹8,24,641 |
| ₹24,000 a year | ₹6,50,913 | ₹10,65,326 | ₹16,49,282 |
| ₹36,000 a year | ₹9,76,370 | ₹15,97,989 | ₹24,73,924 |
| ₹50,000 a year | ₹13,56,070 | ₹22,19,429 | ₹34,36,005 |
| ₹60,000 a year | ₹16,27,284 | ₹26,63,315 | ₹41,23,206 |
| ₹75,000 a year | ₹20,34,105 | ₹33,29,144 | ₹51,54,007 |
| ₹1 lakh a year | ₹27,12,139 | ₹44,38,859 | ₹68,72,010 |
| ₹1.2 lakh a year | ₹32,54,567 | ₹53,26,631 | ₹82,46,412 |
| ₹1.5 lakh a year | ₹40,68,209 | ₹66,58,288 | ₹1,03,08,015 |
How these figures are worked out
Assumes the full yearly deposit is made by 5 April each year, so it earns interest for the whole year, and that the rate stays at 7.1%. PPF interest is calculated monthly on the lowest balance between the 5th and the month end and credited once a year.
For a figure that is not in the table, or to change the assumptions, use the PPF calculator.
PPF rate 7.1% for October to December 2026; the government reviews it every quarter. PPF interest and maturity are tax-free. An estimate.