Stamp Duty on a £350,000 home in England or Northern Ireland is £7,500 if you are moving home, £2,500 for a first-time buyer, and £25,000 for a second home or buy-to-let property.
Stamp Duty on £350,000 (moving home)
£7,500
- First-time buyer
- £2,500
- Second home
- £25,000
- Effective rate
- 2.14%
Stamp Duty on £350,000 for each type of buyer
| Buyer | Stamp Duty | Share of price |
|---|---|---|
| Moving home (replacing your main home) | £7,500 | 2.14% |
| First-time buyer | £2,500 | 0.71% |
| Second home or buy-to-let | £25,000 | 7.14% |
| Non-UK resident, moving home | £14,500 | 4.14% |
| Non-UK resident, first-time buyer | £9,500 | 2.71% |
| Non-UK resident, second home | £32,000 | 9.14% |
How Stamp Duty on £350,000 is worked out
Stamp Duty is charged in slices, like income tax: each rate only applies to the part of the price inside its band. For a home mover buying at £350,000:
| Price band | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 0% | £0 |
| £125,000 to £250,000 | 2% | £2,500 |
| £250,000 to £350,000 | 5% | £5,000 |
| Total | £7,500 |
First-time buyer relief on £350,000
| Price band | Rate | Tax |
|---|---|---|
| £0 to £300,000 | 0% | £0 |
| £300,000 to £350,000 | 5% | £2,500 |
| Total | £2,500 |
First-time buyer relief saves you £5,000 compared with a home mover at this price.
Compare nearby prices
| Price | Moving home | First-time buyer | Second home |
|---|---|---|---|
| £275,000 | £3,750 | £0 | £17,500 |
| £300,000 | £5,000 | £0 | £20,000 |
| £325,000 | £6,250 | £1,250 | £22,500 |
| £350,000 | £7,500 | £2,500 | £25,000 |
| £375,000 | £8,750 | £3,750 | £27,500 |
| £400,000 | £10,000 | £5,000 | £30,000 |
| £425,000 | £11,250 | £6,250 | £32,500 |
Change the numbers
Frequently asked questions
How much is Stamp Duty on a £350,000 house?
If you are moving home, Stamp Duty on a £350,000 house is £7,500, about 2.1% of the price, in England and Northern Ireland.
Do first-time buyers pay Stamp Duty on £350,000?
Yes, but less. A first-time buyer pays £2,500 on a £350,000 home: nothing on the first £300,000 and 5% on the remaining £50,000.
How much Stamp Duty is there on a £350,000 buy-to-let or second home?
You pay £25,000, because additional properties pay 5% on top of every standard band. A non-UK resident would pay £32,000.
Residential rates in England and Northern Ireland from 1 April 2025. Scotland (LBTT) and Wales (LTT) use different taxes. An estimate, not tax advice. Related: Stamp Duty for all prices · Stamp Duty calculator · UK mortgage repayments