Stamp Duty on a £175,000 home in England or Northern Ireland is £1,000 if you are moving home, £0 for a first-time buyer, and £9,750 for a second home or buy-to-let property.
Stamp Duty on £175,000 (moving home)
£1,000
- First-time buyer
- £0
- Second home
- £9,750
- Effective rate
- 0.57%
Stamp Duty on £175,000 for each type of buyer
| Buyer | Stamp Duty | Share of price |
|---|---|---|
| Moving home (replacing your main home) | £1,000 | 0.57% |
| First-time buyer | £0 | 0.00% |
| Second home or buy-to-let | £9,750 | 5.57% |
| Non-UK resident, moving home | £4,500 | 2.57% |
| Non-UK resident, first-time buyer | £3,500 | 2.00% |
| Non-UK resident, second home | £13,250 | 7.57% |
How Stamp Duty on £175,000 is worked out
Stamp Duty is charged in slices, like income tax: each rate only applies to the part of the price inside its band. For a home mover buying at £175,000:
| Price band | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 0% | £0 |
| £125,000 to £175,000 | 2% | £1,000 |
| Total | £1,000 |
First-time buyer relief on £175,000
| Price band | Rate | Tax |
|---|---|---|
| £0 to £175,000 | 0% | £0 |
| Total | £0 |
First-time buyer relief saves you £1,000 compared with a home mover at this price.
Compare nearby prices
| Price | Moving home | First-time buyer | Second home |
|---|---|---|---|
| £150,000 | £500 | £0 | £8,000 |
| £175,000 | £1,000 | £0 | £9,750 |
| £200,000 | £1,500 | £0 | £11,500 |
| £225,000 | £2,000 | £0 | £13,250 |
| £250,000 | £2,500 | £0 | £15,000 |
Change the numbers
Frequently asked questions
How much is Stamp Duty on a £175,000 house?
If you are moving home, Stamp Duty on a £175,000 house is £1,000, about 0.6% of the price, in England and Northern Ireland.
Do first-time buyers pay Stamp Duty on £175,000?
No. First-time buyers pay no Stamp Duty on a £175,000 home, because relief covers the first £300,000.
How much Stamp Duty is there on a £175,000 buy-to-let or second home?
You pay £9,750, because additional properties pay 5% on top of every standard band. A non-UK resident would pay £13,250.
Residential rates in England and Northern Ireland from 1 April 2025. Scotland (LBTT) and Wales (LTT) use different taxes. An estimate, not tax advice. Related: Stamp Duty for all prices · Stamp Duty calculator · UK mortgage repayments